Zakat in Islam has many rewards and it should be given to specific people like the poor, The Hungry, Those in captivity, and slavery.

Allah almighty said in the holy Quran:

“My mercy encompasses all things, and so I shall decree it for those who are reverent, give the Zakat, and those who believe in Our revelation.” (Quran 7:156)

Due to the significance of Zakat in Islam, it was mentioned in the holy Quran more than once, what is it, and who qualifies for it, let’s find out.

What is Zakat in Islam?

Zakat is one of the 5 pillars of Islam that every capable Muslim is required to pay. It is a predetermined proportion computed from the individual’s total savings (2.5%) and is paid just once a year. Only some persons are qualified for Zakat, and these are the ones mentioned in the holy Quran, as Allah stated:

“Sadaqah (i.e. Zakat) is for the poor, the needy, those employed to administer [the funds], those whose hearts have been reconciled [to the truth], for those in slavery, those in debt, in the cause of Allah and for the wayfarer; [thus it has been] ordained by Allah, and Allah is full of knowledge and wisdom.” [Surah Al-Taubah: 60]

Who qualifies for Zakat in Islam? here are the ones who qualify for Zakat:

  1. The poor
  2. The Hungry
  3. Those responsible for distributing zakat
  4. Those in captivity and slavery
  5. Those living with unmanageable debt
  6. Those who fight in the name of Allah
  7. Stranded or struggling travelers
  8. New Muslims and friends of Muslim communities.

What are the five pillars of Islam? they are:

  1. Shahada – the act of declaring your devotion and belief in Allah (SWT) and the Prophet Muhammad (PBUH)
  2. Salat – the act of praying five times a day
  3. Zakat – the act of giving charity
  4. Sawm – the act of fasting during the sacred month of Ramadan
  5. Hajj – the act of undertaking the pilgrimage to Mecca at least once

Who qualifies for zakat?

Zakat is obligatory for every capable Muslim whose total savings have exceeded the minimum amount of Nisab. Who qualifies for zakat in Islam? Allah explains the ones to whom we should give Zakat in the following verse:

“Sadaqah (i.e. Zakat) is for the poor, the needy, those employed to administer [the funds], those whose hearts have been reconciled [to the truth], for those in slavery, those in debt, in the cause of Allah and for the wayfarer; [thus it has been] ordained by Allah, and Allah is full of knowledge and wisdom.” [Surah Al-Taubah: 60]

From this, we can conclude that the people to whom we should give zakat are:

  1. Al-Fuqara: The Poor
  2. Al-Masakin: The Needy
  3. Al-‘Amilina ‘Alayha: Administrators of Zakat
  4. Al-Mu’allafati-Qulubuhum: Reconciliation of Hearts
  5. Fir-Riqab: For those in Bondage
  6. Al-Gharimin: Those in Debt
  7. Fi-Sabilillah: In the Cause of Allah
  8. Ibnas-Sabil: The Wayfarer

When to pay Zakat in Islam?

How frequently is Zakat paid? Zakat is paid once a year and is mandatory for all capable Muslims who have wealth that exceeds a minimum amount known as Nisab, which is computed as 2.5% of the person’s total savings.

Muslims pay Zakah when their wealth reaches the Nisab, therefore there is no fixed period to pay the zakat, but it is paid once a year to those who are eligible.

How to calculate Nisab’s value? The value of Nisab varies from year to year since it is linked to the value of gold and silver, which is 612.36g of silver or 87.48g of gold, as specified in the Holy Quran. Convert the weight of the gold or silver into your local currency to determine the Nisab value.

How to calculate zakat?

To calculate Zakat you could easily use an online Zakat calculator. Here is how you can calculate Zakat in Islam step by step:

  1. Sum up all your sources of income: Sum all your sources of income for the past year, like cash, gold, shares, savings, and any source that brings you money.
  1. Calculate your living expenses: calculate the amount of money you need for living expenses and sum it.
  2. Zakatable Wealth: to do so simply follow the following formula:

Your Total Income – Your Living Expenses = Your Zakatable Wealth

  1. Does it exceed the Nisab? remember the value of Nisab is calculated using gold or silver. It equals 612.36g of silver or 87.48g of gold. Convert the weight of the gold or silver into your local currency to determine the Nisab value. If your Zakatable Wealth is more than the value of Nisab then you are obligated to give out Zakat.
  2. Calculate the amount of Zakat to pay: it is computed as 2.5% of the person’s total savings. And you can calculate it as follows:

Your Zakatable Wealth x 2.5% = Total Zakat You Owe for the Year

Is there zakat on gold?

Yes, there are Zakat on gold in Islam, because Gold is considered a source of income. Calculate how much money your gold cost and sum it to your total savings as we did in the above section.

What are the types of Zakat?

There are two types of Zakat in Islam, two types of Zakat are Zakat ul Mal and Zakat ul Fitr. To give out Zakat you should calculate 2.5% of your total savings and give it to the ones in need.

What is the difference between Zakat and Sadaqah?

The difference between zakat and sadaqah is that zakat is one of the five pillars of Islam that must be paid annually by every capable Muslim. Sadaqah, on the other hand, is a voluntarily performed act. You will be compensated for both, and they are both considered charitable contributions.

Furthermore, Zakah is paid to the people who qualify for Zakat in Islam once a year and is an amount computed based on the person’s total savings. Sadaqat, on the other hand, can be given to anyone and in any amount at any time of year.

There are similarities between Zakat and Sadaqah. They are both acts of charity that should be given to those in need for the sake of Allah, not for fame or anything else. Both are offered to aid someone or society. A person will be rewarded for donating Zakat or Sadaqah, both of which bring you closer to Allah and purify a person’s soul and money.

Differences between zakat and sadaqah Zakat is mandatory, whereas sadaqah is elective.

Zakah is only paid once a year, whereas Sadaqat can be paid at any time.

Sadaqah can be given to everyone, whereas Zakat is only given to specific people.

Zakat must be provided by a capable Muslim, however, Sadaqah has no requirements and can be given by anybody. Zakat is a fixed proportion of a person’s entire savings, whereas Sadaqat can be any amount of money.

Zakat Quranic verses.

Is Zakat mentioned in the Quran? yes, to show the importance of Zakat in Islam Allah mentioned it more than once in the holy Quran: Here are some of the verses about Zakat:

“who believe in the unseen,1 establish prayer, and donate from what We have provided for them” [Quran 2:3]

 “Establish prayer, pay alms-tax, and bow down with those who bow down.” [Quran 2:43]

“And ˹remember˺ when We took a covenant from the children of Israel ˹stating˺, “Worship none but Allah; be kind to parents, relatives, orphans and the needy; speak kindly to people; establish prayer; and pay alms-tax.” But you ˹Israelites˺ turned away—except for a few of you—and were indifferent.” [Quran 2:83]

“Establish prayer, and pay alms-tax. Whatever good you send forth for yourselves, you will certainly find its reward˺ with Allah. Surely Allah is All-Seeing of what you do.” [2:110] 

“Righteousness is not in turning your faces towards the east or the west. Rather, the righteous are those who believe in Allah, the Last Day, the angels, the Books, and the prophets; who give charity out of their cherished wealth to relatives, orphans, the poor, ˹needy˺ travelers, beggars, and for freeing captives; who establish prayer, pay alms-tax, and keep the pledges they make; and who are patient in times of suffering, adversity, and in ˹the heat of˺ battle. It is they who are true ˹in faith˺, and it is they who are mindful of Allah˺.” [2:177] 

“Complete the pilgrimage and minor pilgrimage for Allah.1 But if prevented ˹from proceeding˺, then ˹offer˺ whatever sacrificial animals you can afford. And do not shave your heads until the sacrificial animal reaches its destination. But if any of you is ill or has a scalp ailment requiring shaving˺, then compensate either by fasting, charity, or a sacrificial offering. In times of peace, you may combine the pilgrimage and minor pilgrimage then make the sacrificial offering you can afford. Whoever cannot afford that offering, let them fast three days during pilgrimage and seven after returning ˹home˺—completing ten. These offerings are for those who do not live near the Sacred House. And be mindful of Allah, and know that Allah is severe in punishment.” [2:196]

“They ask you ˹O Prophet in˺ what ˹way˺ they should donate. Say, “Whatever donations you give are for parents, relatives, orphans, the poor, and ˹needy˺ travelers. Whatever good you do is certainly well known to Allah.” [2:215]

“They ask you ˹O Prophet˺ about intoxicants and gambling. Say, “There is great evil in both, as well as some benefit for people—but the evil outweighs the benefit.”1 They ˹also˺ ask you ˹O Prophet˺ what they should donate. Say, “Whatever you can spare.” This is how Allah makes His revelations clear to you ˹believers˺, so perhaps you may reflect” [2:219]

“O believers! Donate from what We have provided for you before the arrival of a Day when there will be no bargaining,1 friendship,2 or intercession. Those who disbelieve are truly the wrongdoers.” [2:254] 

“Those who spend their wealth in the cause of Allah and do not follow their charity with reminders of their generosity or hurtful words—they will get their reward from their Lord, and there will be no fear for them, nor will they grieve.” [2:262]   

“Kind words and forgiveness are better than charity followed by injury. And Allah is Self-Sufficient, Most Forbearing.” [2:263] 

“O believers! Donate from the best of what you have earned and of what We have produced for you from the earth. Do not pick out worthless things for donation, which you yourselves would only accept with closed eyes. And know that Allah is Self-Sufficient, Praiseworthy.” [2:267] 

“Whatever charities you give or vows you make are surely known to Allah. And the wrongdoers will have no helpers.” [2:270] 

 “You are not responsible for people’s guidance ˹O Prophet˺—it is Allah Who guides whoever He wills. Whatever you ˹believers˺ spend in charity, it is for your own good—as long as you do so seeking the pleasure of Allah.1 Whatever you donate will be paid back to you in full, and you will not be wronged.” [2:272] 

“˹Charity is for the needy who are too engaged in the cause of Allah to move about in the land for work. Those unfamiliar with their situation will think they are not in need of charity˺ because they do not beg. You can recognize them by their appearance. They do not beg people persistently. Whatever you give in charity is certainly well known to Allah.” [2:273]

“Those who spend their wealth in charity day and night, secretly and openly—their reward is with their Lord, and there will be no fear for them, nor will they grieve.” [2:274] 

“Indeed, those who believe, do good, establish prayer, and pay alms-tax will receive their reward from their Lord, and there will be no fear for them, nor will they grieve.” [2:277] 

“If it is difficult for someone to repay a debt, postpone it until a time of ease. And if you waive it as an act of charity, it will be better for you, if only you knew.” [2:280] 

All of the above verses were from the same surah, surah Al-Baqarah, which illustrates the importance of Zakat in Islam.

“You will never achieve righteousness until you donate some of what you cherish. And whatever you give is certainly well known to Allah.” [3:92] 

“They are those who donate in prosperity and adversity, control their anger, and pardon others. And Allah loves the good-doers.” [3:134] 

“Likewise for those who spend their wealth to show off and do not believe in Allah or the Last Day. And whoever takes Satan as an associate—what an evil associate they have!” [4:38] 

 “Have you ˹O Prophet˺ not seen those who had been told, “Do not fight! Rather, establish prayer and pay alms-tax.”? Then once the order came to fight, a group of them feared those ˹hostile˺ people as Allah should be feared—or even more. They said, “Our Lord! Why have You ordered us to fight? If only You had delayed the order for us for a little while!” Say, ˹O Prophet,˺ “The enjoyment of this world is so little, whereas the Hereafter is far better for those mindful of Allah˺. And none of you will be wronged even by the width of the thread of a date stone.” [4:77] 

“But those with solid knowledge among them and those with true faith believe in what has been revealed to you ˹O Prophet˺ and what was revealed before you—especially those who establish prayer—and those who pay alms-tax and believe in Allah and the Last Day, to these ˹people˺ We will grant a great reward.” [4:162] 

 “Allah made a covenant with the Children of Israel and appointed twelve leaders from among them and then said, “I am truly with you. If you establish prayer, pay alms-tax, believe in My messengers, support them, and lend to Allah a good loan, I will certainly forgive your sins and admit you into Gardens under which rivers flow. And whoever among you disbelieves afterwards has truly strayed from the Right Way.” [5:12]   

“We ordained for them in the Torah, “A life for a life, an eye for an eye, a nose for a nose, an ear for an ear, a tooth for a tooth—and for wounds equal retaliation.” But whoever waives it charitably, it will be atonement for them. And those who do not judge by what Allah has revealed are truly the wrongdoers.” [5:45] 

“Your only guardians are Allah, His Messenger, and fellow believers—who establish prayer and pay alms-tax with humility.” [5:55]  

Now we know what is Zakat and Sadaqah, who qualifies for Zakat in Islam, and how to calculate them. I hope you found what you were looking for, and if you like the article share it with your family and friends, and don’t hesitate and drop a comment below.

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